Bad Credit No Problem: Ethical Lending Dilemmas in Fintech Now
Imagine playing a mobile game where you're a loan officer, making split-second decisions about loan applications under immense pressure. This isn't just a game; "Bad Credit? No Problem!" realistically simulates the ethical dilemmas faced daily in the alternative lending industry, highlighting the high-pressure environment and challenging choices loan officers confront. This article explores these dilemmas, analyzes the responsibilities of various stakeholders, and proposes actionable strategies for mitigating risks and promoting responsible lending....